Are Your Trustees Personally Liable? What Every NZ Charity Should Know
Charitable status is not a legal shield. Trustees and committee members can face personal financial exposure for governance decisions — and most don't know it until something goes wrong.
What ACC Doesn't Cover for Your Volunteers — and Why You Need Voluntary Workers Insurance
ACC handles most workplace injuries in NZ — but it has real gaps for volunteers. If you're relying solely on ACC to protect your voluntary workforce, you may be leaving people exposed.
The Incorporated Societies Act 2022: What It Means for Your Insurance
The Incorporated Societies Act 2022 introduced the most significant reform to NZ's community organisation law in over a century. Here's what changed, and why it affects your insurance programme.
Running a Charity Event? Here's What Your Public Liability Policy Needs to Cover
A charity gala, fun run, or community fair carries real public liability risk. Make sure your event is properly covered — because "it's for a good cause" won't pay a personal injury claim.
Your Charity Has Suffered a Privacy Breach. What Happens Next?
The Privacy Act 2020 requires charities to report serious breaches to the Privacy Commissioner. But what actually happens when donor or beneficiary data is compromised — and how does insurance help?
The Complete Guide to Insurance for NZ Sports Clubs
Sports clubs face a unique mix of public liability, volunteer, equipment, and governance risks. This guide covers everything you need to know about protecting your club — from junior grades to senior competitions.
Why Standard Insurance Doesn't Work for Churches — and What Does
Churches and faith communities conduct a far wider range of activities than a standard insurer expects. From counselling to food pantries, heritage buildings to childcare — here's how to get the right cover.
The Hidden Cost: Why Most Charity Buildings Are Underinsured
Construction costs have risen significantly in recent years. If your charity building's sum insured hasn't kept pace, you could face a massive shortfall in the event of a total loss. Here's how to check — and fix it.
The Complete Guide to Not-for-Profit Insurance in New Zealand
Every NFP needs insurance, but the landscape is complex. This plain-English guide covers every cover type, who needs what, and how to find the right broker for your organisation.
Insurance for Aged Care Charities and Rest Homes in New Zealand
Trust-owned aged care facilities face some of the most complex insurance requirements in the charity sector. Here is what every aged care board and trustee needs to know.
Marae and Iwi Trust Insurance: What Every Kaitiaki Should Know
Marae and iwi trusts manage assets of profound cultural and financial significance. Insurance that protects those assets — from wharenui to commercial farms — requires specialist advice.
Insurance for Disability Support Organisations in New Zealand
Not-for-profit disability service providers face complex care liability, Whaikaha contract requirements, and sensitive data obligations. Here is what your board needs to know.
Event Insurance for NZ Charities and Community Groups
Running a charity gala, community market, sports tournament, or fundraising event? Here is everything you need to know about event insurance in New Zealand.